About Us
Valuable Insurance Services For Everyone
With a view to educating the population on the importance of Canada trip insurance, we provide access to this essential service in a user-friendly manner. Through a commitment to transparency, we strive to keep you informed of current events that impact your need for insurance services. Everyone benefits from the provisions of a comprehensive insurance policy; the peace of mind it offers is truly incomparable.
Providing you with the opportunity to care for yourself and your loved ones, Canadian travel insurance is a necessary service that offers you reassurance in all situations. Whether you are facing illness or injury, you know that both you and those you care about have access to the necessary services to heal.
Who Needs Travel Insurance
Essentially, anyone who wants to journey through the great country of Canada benefits from travel insurance. Those who cross provincial borders run the risk of lack of coverage (or slow coverage) from their home province's health care plan. This is especially true for Ontario residents, whose coverage does not extend beyond provincial borders. Travel insurance is necessary since, when Ontarians visit the USA or Caribbean countries for work or vacation, they are no longer covered by their provincial health care. This applies to those returning to home countries as well. To mitigate this risk, the solution is simple: quality travel insurance.
How Canadian Insurance Works
When you arrive at a hospital or doctor’s office, you are required to provide your health card. If this is from out of province, then you are often expected to pay the fee for your visit. Except in terms of Ontario, most interprovincial claims can be subrogated - paid for by your province of origin. This can, however, be a lengthy process and result in significant out-of-pocket expenses. While everyone benefits, some of the main groups of Canadian travellers include:
- Long-haul truck drivers who often cross the country
- University students studying out of province
- Professionals who travel for work purposes
- Families travelling during school breaks
- Individuals crossing the country
Importance For International Travellers
Those travelling from overseas are even more at risk for these costly day-to-day expenses and benefit all the more from these services. In fact, those wishing to obtain a super visa are required to have travel insurance. To qualify for a super visa, clients must meet several requirements such as:
- Obtaining travel insurance from a Canadian company
- Having a minimum coverage of $100,000
- Receiving coverage for a full year minimum
For these reasons, those seeking a super visa not only benefit from Canadian travel insurance - they need the service. In addition to those seeking visas, international customers come from diverse groups including:
- People in the country on a work permit
- Individuals and families
- Short-term visitors to Canada
- Those seeking a super visa
- International students learning in Canada
Every situation is different and subject to its own risks - mitigate these by choosing an effective Canadian travel insurance plan.
Hidden Values of Insurance
Many wonder why it is so important to be insured, particularly those in good health who aren’t prone to injuries. The reason is simple: accounting for all possibilities. It is no secret that the most successful travel excursions happen when you are prepared for anything and everything. In situations when you are insured, you avoid the fear of injury, illness, or loss so you can try that exciting new dish of food and go on that scintillating surfing trip.
When you are uninsured, not only do you run a higher risk of costly expenses, you end up avoiding situations you otherwise would have enjoyed. For adventurous travellers, this means opting against the thrilling endeavour in order to avoid the risk of injury - not for fear of getting hurt but for the worry of cost. With insurance, you never have to settle for less.
Ultimately, it is about the unforeseeable and unavoidable situations life brings about. You cannot tell whether the person with whom you share a plane will have a cough, or whether a car will drive through a stop sign while you are crossing the street.
So much of life is out of your control - insurance helps you take that control back.